Published on: April 29, 2025
Category: Government Schemes | Health & Wellness | PMJAY
✅ What is Ayushman Bharat – PMJAY?
The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship health assurance scheme launched by the Government of India in 2018. Also known as Modicare, it aims to provide free healthcare coverage up to ₹5 lakh per family per year for secondary and tertiary hospitalisation.
PMJAY is the world’s largest government-funded healthcare program, covering over 50 crore beneficiaries across India.
💡 Key Features of PMJAY
| Feature | Details |
|---|---|
| 👨👩👧👦 Coverage | Up to ₹5 lakh per family per year |
| 🏥 Hospitals | Over 28,000 empanelled public and private hospitals |
| 📍 Eligibility | Based on SECC 2011 data (no registration required for eligible families) |
| 📲 Paperless Access | Aadhaar-based identification; no physical card needed |
| 💉 Treatment Scope | Includes surgery, maternity care, cancer treatment, cardiovascular procedures & more |
🎯 Eligibility Criteria for PMJAY
Eligibility is automatic and primarily based on the Socio-Economic Caste Census (SECC) 2011.
👨🌾 Rural Households:
- Families with no adult earning member (16–59 age)
- Households with only one room and kaccha walls/roof
- SC/ST households, manual scavengers, landless labourers, etc.
🏙️ Urban Households:
- Ragpickers, street vendors, domestic workers, rickshaw pullers, plumbers, welders, construction workers, and other daily wage workers.
🚀 Benefits of PMJAY
✅ Cashless & Paperless
No need to carry cash or documents. Just show your Ayushman card or Aadhaar.
✅ Pan-India Portability
Get treatment across India in any empanelled hospital.
✅ Covers Pre & Post Hospitalization
Includes diagnostics, medications, and follow-ups.
✅ 3,000+ Medical Packages
Heart surgeries, joint replacements, cancer treatment, maternity, dialysis, and more.
📍 How to Check PMJAY Eligibility Online
- Visit 👉 https://www.pmjay.gov.in/
- Click on “Am I Eligible?”
- Enter your mobile number and OTP
- Search by name, HHD ID, or ration card number
- View eligibility and download your Ayushman card
🏥 How to Use PMJAY at Hospitals
- Visit any empanelled hospital
- Approach the Ayushman Mitra helpdesk
- Show Aadhaar, Ayushman Card, or Ration Card
- Get eKYC verification and approval
- Avail cashless treatment instantly
🔥 Why PMJAY is a Game-Changer
- Empowers the poor with access to top-quality healthcare
- Reduces out-of-pocket medical expenses
- Boosts private sector participation in rural health
- Helps in achieving Universal Health Coverage (UHC)
🧠 Frequently Asked Questions (FAQs)
❓1. Who is eligible for Ayushman Bharat Yojana?
Any family identified in the SECC 2011 data under deprived categories is eligible. There’s no enrollment fee or age restriction.
❓2. Is Ayushman Bharat available in all states?
Yes, except in states that have opted for their own versions like Delhi, Odisha, Telangana, and West Bengal.
❓3. How to apply for PMJAY?
You don’t need to apply if you’re already listed in SECC 2011. Just check your eligibility on the official portal.
❓4. Can I use PMJAY in private hospitals?
Yes! PMJAY is valid in over 12,000+ private hospitals along with government hospitals across India.
❓5. What documents are needed to avail PMJAY?
- Aadhaar Card
- Ration Card (optional but helpful)
- PMJAY Family ID or HHD ID (if available)
❓6. Is Ayushman Bharat only for inpatient services?
Yes, PMJAY only covers hospitalisation. Outpatient services and regular doctor consultations are not included.
❓7. Can I check my name in the Ayushman Bharat list?
Yes, use your mobile number to verify on the official website or visit a nearby Common Service Center (CSC).
🧾 Final Thoughts
Ayushman Bharat PMJAY is a revolutionary step toward equitable and accessible healthcare in India. Whether you’re in a metro city or a remote village, this scheme ensures you don’t have to compromise on treatment due to finances.
If you or someone you know might be eligible, check now—because good health should never be a luxury!
- Ayushman Bharat apply online 2025
- PMJAY eligibility criteria
- Ayushman Bharat hospital list
- Ayushman card download
- Modicare health scheme
- Pradhan Mantri Health Card 2025
